Shrew Funding helps small businesses access capital by matching them with funding solutions that align with their cash flow, industry, and growth stage. We focus on structure and sustainability, not one-size-fits-all approvals.
Who is Shrew Funding best suited for?
Our services are designed for established small businesses seeking working capital, expansion funding, or financial flexibility without navigating the process alone.
Do I need to know exactly how much funding I need before applying?
No. Many businesses start with a range or a goal. Our advisors help assess capital needs based on revenue patterns, expenses, and business objectives.
Is there an obligation to accept an offer?
No. Reviewing options does not require you to move forward. You remain in control of whether and when you accept funding.
Eligibility & Requirements
What are the general eligibility requirements?
While requirements vary by funding type, most programs consider:
Time in business
Revenue consistency
Business bank activity
Industry profile
Credit history (reviewed in context)
Do I need strong credit to qualify?
Perfect credit is not required. We evaluate applications holistically, considering revenue, cash flow behavior, and overall business stability.
How long does my business need to be operating?
Most funding options require at least 12 months in business, though some programs may consider newer businesses with strong financials.
What industries do you work with?
We support a wide range of industries, including retail, services, construction, healthcare, logistics, and professional services. Industry risk and performance trends are considered during evaluation.
Funding Options
What types of funding does Shrew Funding offer?
Available solutions may include:
Small business loans
Working capital programs
Lines of credit
Accounts receivable–based financing
Equipment financing
Availability depends on your business profile and qualifications.
Can I apply for more than one funding option?
Yes. Businesses may be evaluated for multiple solutions to determine the best overall fit.
How is the right funding option selected?
We assess how each option impacts cash flow, repayment flexibility, and long-term business health—not just approval eligibility.
Are funding amounts fixed or flexible?
Funding amounts vary by program and business performance. We focus on aligning capital with realistic repayment capacity.
Application & Process
How does the application process work?
The process begins with a business review, followed by funding alignment, option presentation, and execution once a path is selected.
What documents are required?
Requirements vary, but may include recent bank statements, basic business information, and ownership details. Documentation is clearly outlined upfront.
How long does the process take?
Timelines vary by funding type and application completeness. Throughout the process, expectations and next steps are communicated clearly.
Will I have a single point of contact?
Yes. Each applicant works with a dedicated advisor from initial review through funding and beyond.
Repayment & Terms
How are repayments structured?
Repayment terms depend on the funding solution selected. All repayment mechanics are explained in plain language before any agreement is finalized.
Are there penalties for early repayment?
This depends on the funding structure. Any applicable fees or discounts are disclosed upfront.
Are there hidden fees?
No. All costs, terms, and expectations are presented transparently before funding is activated.
What happens if my business experiences cash flow changes?
We encourage proactive communication. Your advisor can help evaluate options or adjustments depending on the situation.
After Funding
Does Shrew Funding support businesses after funding?
Yes. Funding is not the end of the relationship. We help businesses plan for future capital needs and manage growth responsibly.
Can I apply again in the future?
Yes. Many businesses return for additional funding as they grow or their needs evolve.
Will future applications be easier?
Typically, yes. An established relationship and financial history can help streamline future evaluations.
Still Have Questions?
Our advisors are here to help you understand your options and determine what makes sense for your business.
